Travel Delay – Reimburses travelers for hotel, food or clothing expenses in the event of a flight delay.
Travel delay insurance covers costs incurred when you are stranded in transit, for example, the cost of a hotel room so you don’t have to sleep at the airport. Be aware that the airline is not required to provide a hotel in the event of a bad weather delay, so if the delay will be eight hours or more, travel delay insurance should cover it.
In some plans Trip Delays can turn into a trip cancellation if you are delayed at least 50% of the length of your trip’s duration. This is a bigger benefit on shorter trip lengths.